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Black Hills Federal Credit Union offers two distinct personal checking packages to provide you with convenience, value, and a whole lot more! Additionally, we offer business checking services to serve your business or organizational needs.
Freedom Checking Account
Ultimate Checking Account
Keenager Club Account
VÍBZ! Account
The account offers full service and great value!
- No monthly fee
- No minimum balance to open
- Free unlimited check writing
- Free EZ CHECK & ATM Card
- Free 24-hour Quick Teller (QT)
- Free NetLink
- Quick Draw safeguards your checking account
- Free Direct Deposit
- Federally insured to $100,000 by NCUSIF
The account is our dividend earning, full feature checking account.
- $1,500 minimum balance to earn dividends
- Dividends are earned daily (paid and compounded monthly)
- Monthly fee of $7.50 only if balance falls below $1,500
- Free first order of BHFCU custom checks
- Free unlimited check writing
- Free live phone inquires and transfers
- Free notification of transfers from savings or line of credit loan
- Free 24-hour Quick Teller (QT)
- Free EZ CHECK & ATM Card
- Free NetLink Internet Account Access
- Free cashier's checks
- Free traveler's checks (Traveler's Checks for Two = 50¢ per $100) and money orders
- Quick Draw safeguards your checking account
- Additional earnings on certificates, ask for details
- Free Direct Deposit
- Federally insured to $100,000 by NCUSIF
Keenager Share Accounts - As a special benefit to our members over 50 years of age, we offer our custom checks at half price. For our members 62 years of age and older, we offer our custom checks FREE! Additional benefits are 5 free money orders, free traveler's checks and free 5 cashier's checks.
To qualify for Keenager benefits, authorize Direct Deposit of your social security check, retirement check, or entire paycheck or maintain a combined minimum savings balance of $1,000, including IRAs and/or certificates. Check out our current savings rates!
VÍBZ! Account - VÍBZ! is Black Hills Federal Credit Union's way of giving teen members a jump start on their financial independence and money management skills. VÍBZ! members receive a package of BHFCU products and services featuring special loan discounts, FREE checks, quarterly newsletters, rewards, seminars, and more!
VÍBZ! members must qualify for BHFCU membership, be 13 through 19 years of age, and maintain a VÍBZ! Savings account. Check out the VÍBZ! home page today!
We offer multiple locations, extended hours, and an array of automated services to provide the convenience and flexibility you need!
Discounts!
.25% APR* with automatic payments
You'll save on loans (including credit cards) with automatic debit of loan payments. Excludes student, single pay, and mortgage department loans. Ask for details!**
.25% APR* within 30 days
Within 30 days of opening your first Freedom or Ultimate Checking Account, save an additional .25% APR* discount on new loans including the payoff of loans financed elsewhere. Excludes line of credit, credit cards, student, and mortgage department loans. Ask for details!**
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APR - Annual Percentage Rate. |
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Feature only available on personal loans/accounts. |
See our detailed Truth-In-Savings Disclosure for full and fair disclosure on all savings and certificate account types as required by federal law effective January 1, 1995. Please feel free to contact a credit union employee for further details and account information regarding rates and fees.
Account Agreement Schedule of Fees
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