Your initial $25.00 deposit makes you an owner of the Credit Union and entitles you to use the benefits and services available from the Credit Union. The dividends on this account are calculated daily, compounded and credited monthly. If you're not banking with us, is your current financial institution calculating earnings this way? Check out our savings rates!
Planning for that long-awaited vacation, auto insurance, or holiday shopping? Whatever your needs, we can help. We can personalize the title of your special savings account to make it easy for you to identify.
Money Market InvestAccount
Your money earns a higher dividend rate based on a tiered rate program and you have immediate access to your funds with unlimited in person withdrawals and deposits. No mimimum deposit required to open this daily interest account. There are no fees for the Money Market InvestAccount. Check out our current savings rates!
Premier High-Yield Money Market Account
Secure your nest egg with a Premier High-Yield Money Market Account! Black Hills Federal Credit Union's Premier High-Yield Money Market Account provides you with a secure investment and a higher rate of return. The larger the balance in your "nest egg," the higher your return.
Benefits:
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Higher earnings - the higher your balance, the higher your return
- No risk - all savings are federally insured up to $100,000 by the NCUA
- Convenient - deposit to or withdraw from at any BHFCU location
- Easy Access - via NetLink and/or QT
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Features
- $2,500 minimum opening balance
- Minimum Daily Balance of $2,500 to avoid monthly service fee of $7.50
- Tiered Rates
- Six electronic transfers can be made from this account per calendar month via telephone, NetLink, and/or QT. There is no limit to transfers in or deposits to this account.
Checking Accounts
Black Hills Federal Credit Union offers two distinct checking packages to provide you with convenience, value, and a whole lot more.
- The Freedom Checking account offers no monthly fees and unlimited check writing.
- The Ultimate Checking account is our dividend bearing, full feature checking account.
Both of BHFCU's checking packages come with a variety of special features. Contact the Credit Union to find out what package best suits your needs!
Looney Tunes Savings Club
This fun savings club is open to children age 12 and under. As a reward for saving, Club members receive a promotional item for every deposit they make of $10.00 or more (limit of one per day). Club members will also enjoy receiving a quarterly Looney Tunes Club newsletter which will help get them "tooned" into savings!
To join, stop by your favorite BHFCU full-service location and a Personal Financial Associate will explain the program and order your child's personalized register. As always, a $25.00 minimum deposit is required for new Credit Union members. If your child is already a Credit Union member and would like to join the Looney Tunes Savings Club, just come in to the Credit Union to set up a Looney Tunes Club account.
Bugs and Taz are sure to get children of all ages excited about saving and wise money management. Bring your child to BHFCU and start saving the Looney Tunes way!
VÍBZ! Savings
VÍBZ! is a FREE program for teens, designed to help teens enhance their knowledge of personal finance, practice wise money management, and establish positive credit histories. VÍBZ! offers teens the products and services they really want!
IT'S FUN! Seminars, activities, newsletters, website, and FREEBIES....how can you possibly go wrong? There's no better way to build your credit than with BHFCU. Check out the VÍBZ! home page and see what all the buzz is about!
Go to ANY full-service BHFCU Office today and ask our staff to set up your VÍBZ! account.
IRA Share Account
An Individual Retirement Account (IRA) offers an economical way to save for your retirement by allowing you to invest without paying taxes on the money in the IRA until you begin to make withdrawals. Deposits can be made easily with our Direct Deposit/Payroll Distribution program or in person at any of our convenient locations. The IRA share account pays very competitive rates and carries no maintenance or service fees.
Special Share Accounts
Planning for that long-awaited vacation, auto insurance, or holiday shopping? Whatever your needs, we can help. We can personalize the title of your special savings account to make it easy for you to identify!
See Certificates and IRAs for more IRA options. Check out our savings rates for current IRA information.
See our detailed Account Agreement for General Terms and Conditions, Funds Availability Policy Disclosure, Electronic Funds Transfer Disclosure, Automated Teller Machine (ATM) Disclosure and Funds Transfer Agreement and Notice.
See our detailed Truth-In-Savings Disclosure for full and fair disclosure on all savings and certificate account types as required by federal law effective January 1, 1995. Please feel free to contact a Credit Union employee for further details and account
information regarding rates and fees.
