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Checking

Freedom Checking
Ultimate Checking
Keenager Checking

VÍBZ! Checking

 

 

 

 

Black Hills Federal Credit Union offers distinct personal checking packages to provide you with convenience, value, and a whole lot more! Additionally, we offer
business checking services to serve your business or organizational needs.

We offer loan discounts for automatic payments and additional discounts within 30 days of opening a checking account: 
.25% APR* with automatic payments 
You'll save on loans (including credit cards) with automatic debit of loan payments. Excludes student, single pay, and mortgage department loans. Ask for details!**

.25% APR* within 30 days 
Within 30 days of opening your first Freedom or Ultimate Checking Account, save an additional .25% APR* discount on new loans including the payoff of loans financed elsewhere. Excludes line of credit, credit cards, student, and mortgage department loans. Ask for details!**

The Freedom Checking Package account offers full service and great value! 

  • No monthly fee
  • No minimum balance to open
  • Free unlimited check writing
  • Free EZ CHECK & ATM Card
  • Free 24-hour Quick Teller (QT)
  • Free NetLink
  • Quick Draw safeguards your checking account
  • Free Direct Deposit
  • Federally insured to at least $250,000 by NCUSIF

The Ultimate Checking Package account is our dividend earning, full feature checking account.

  • $1,500 minimum balance to earn dividends
  • Dividends are earned daily (paid and compounded monthly)
  • Monthly fee of $7.50 only if balance falls below $1,500
  • Free first order of BHFCU custom checks
  • Free unlimited check writing
  • Free live phone inquires and transfers
  • Free notification of transfers from savings or line of credit loan
  • Free 24-hour Quick Teller (QT)
  • Free EZ CHECK & ATM Card
  • Free NetLink Internet Account Access
  • Free cashier's checks
  • Free traveler's checks (Traveler's Checks for Two = 50¢ per $100) and money orders
  • Quick Draw safeguards your checking account
  • Additional earnings on certificates, ask for details
  • Free Direct Deposit
  • Federally insured to at least $250,000 by NCUSIF

Keenager Share Accounts - As a special benefit to our members over 50 years of age, we offer our custom checks at half price. For our members 62 years of age and older, we offer our custom checks FREE! Additional benefits are 5 free money orders, free traveler's checks and free 5 cashier's checks.

To qualify for Keenager benefits, authorize Direct Deposit of your social security check, retirement check, or entire paycheck or maintain a combined minimum savings balance of $1,000, including IRAs and/or certificates. Check out our current savings rates!

VÍBZ! Account - VÍBZ! is Black Hills Federal Credit Union's way of giving teen members a jump start on their financial independence and money management skills.

  • Eligibility for BHFCU Scholarship
  • 1st box of custom checks FREE
  • FREE EZ CHECK & ATM Card
  • Loan Discounts for automatic payments and additional discount within 30 days of opening a checking account
  • VISA
  • MASTERCARD with ScoreCard® Rewards
  • Special VÍBZ! Saving Certificates
  • Cool Giveaways and Contests
  • FREE Stuff
  • Activities & Seminars
  • Informative Newsletters

    VÍBZ! members must qualify for BHFCU membership, be 13 through 19 years of age, and maintain a VÍBZ! Savings account. Check out the VÍBZ! home page today!

    * APR - Annual Percentage Rate.
    **  Feature only available on personal loans/accounts.
    See our detailed Truth-In-Savings Disclosure for full and fair disclosure on all savings and certificate account types as required by federal law effective January 1, 1995. Please feel free to contact a credit union employee for further details and account information regarding rates and fees.  
                                                                                                                                    
    Account Agreement          Schedule of Fees

     

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