|
| Dormant/Inactive Account, per month (No activity for 18 months, balance less than $100, no other services being used, and over 18 years of age) |
$2.00 |
| Early Account Closing, upon closing (Close member account within 3 months of opening) |
$10.00 |
| IRA Withdrawal, per withdrawal (If before age 59 1/2) |
$10.00 |
| Notification of Transfer, per transfer (Notice of automatic transfer from savings to cover overdraft) |
$1.00 |
| Premier High Yield MMA/Minimum Balance Fee, per month (If $2,500 minimum balance not maintained) |
$7.50 |
|
|
| Account Balance Inquiry, per inquiry |
$0.50 |
| ATM Denial/Reversal, per transaction |
$0.50 |
| ATM Transaction Adjustment, per adjustment |
$10.00 |
| ATM Transactions at BHFCU-Owned ATMs (Performed with BHFCU cards) |
FREE |
| International Transaction, per transaction |
1.00% |
| Overdraft by ATM withdrawal, per item |
$20.00 |
| Withdrawals/Transfers - Wells Fargo On-Premise ATMs First 6 per calendar month, per transaction |
FREE |
|
- - More than 6 transaction per calendar month, per transaction
|
$1.00 |
| Withdrawals/Transfers - Non-BHFCU-Owned ATMs, per transaction (With the exception of withdrawals/transfers performed at Wells Fargo on-premise ATMs) |
$1.50 |
|
|
| Account Closing, per closing (Closing due to abuse) |
$3.00 |
| Check Printing (Depends on style selected) |
Varies |
| Copy of EZ Check/Credit Card Draft, per draft (depends on type of merchant) |
Varies |
| Copy of "Paid" Check, per check (More than 5 checks, Account Research Fee will apply) |
$1.00 |
| Early Closing Fee - "Ultimate Checking" (Closing Ultimate Checking within 3 months of opening) |
$10.00 |
| International Transaction, per transaction (EZ Check) |
1.00% |
| Item Presented Against Closed Account, per item (Check, EZ Check Draft, or ACH Debit) |
$20.00 |
| Item Presented Against Stop Payment Order, per order (Checks and ACH Debits) |
$10.00 |
| Manual Processing of Check, per check |
$1.00 |
| Original of "Paid" Check, per check (Original available for approximately 60 days) |
$5.00 |
| Overdraft, per item (Check, EZ CHECK draft, or ACH debit) |
$20.00 |
| Overdraft Returned, per item (Check or ACH debit) |
$20.00 |
| Overdraft - 6 AutomaticTransfer Limit Met, per item (Federal Regulation D permits a total of six transfers from each savings account by telephone, Quick Teller, NetLink, SmartPay or pre-authorized order each calendar month) |
$20.00 |
| Service Charge - Freedom Checking, per month |
None |
| Service Charge - Ultimate Checking, per month (If $1,500 minimum balance, is not maintained.) |
$7.50 |
| Statement/Checkbook Reconciliation, per 1/4 hour, 1/4 hour minimum |
$5.00 |
| Stop Payment Order Placed, per order |
$5.00 |
| Temporary Checks, per 10 checks |
$2.00 |
|
|
| Account Research, per 1/4 hour, 1/4 hour minimum |
$5.00 |
| ACH Debit Research, per item |
$5.00 |
| Cashiers Check, per check (No fee if payable to the member) |
$2.00 |
| Certified Check, per check |
$2.00 |
| Check Cashing, per check (For checks totaling $50 or more. NO FEE IF: Total savings balances or loan balances greater than $200, under 18 years of age, or cashing any check drawn against a BHFCU member's account.) |
$3.00 |
| Collection Item - Domestic, per item |
$10.00 |
| Collection Item _ Foreign, per item |
$25.00 |
| Compliance With Legal Order/Levy, each |
$25.00 |
| Consumer Loan Extension, per extension (Must be approved by credit grantor, no more than 60 days allowed in a 12-month period.) |
$25.00 |
| Consumer Loan Refinance (in house), per occurence (Only when changing an item on an existing loan such as reducing interest rate, changing collateral, changing from fixed to variable rate, or variable rate to fixed, or similar change which requires documentation.) |
$25.00 |
| Credit/EZ CHECK/ATM Card Replacement, per card |
$5.00 |
| Dishonored Pre-Authorized Payment/Check Written by Member, per item |
$20.00 |
| Fax- Sending, 1st page |
$3.00 |
| - - Additional per page charge |
$1.00 |
| Fax - Receiving, per page |
$1.00 |
| Incorrect Address |
$5.00 |
| International Fax - Sending, 1st page |
$10.00 |
| - - Additional per page charge |
$5.00 |
| Live Phone Inquiries/Transfers, per call (Requesting information such as balances, deposits, withdrawals and items cleared that is obtainable through Quick Teller or Netlink, and transfers of less than $200 to/from savings and to/from loans; limit of 3 item clearings per call. PLEASE NOTE: no fee for loan and savings rate inquiries) |
$2.00 |
| Loan Amortization Schedule (Printed Copy), per amortization |
$5.00 |
| Long Distance Call, per call (To verify funds on an item to be deposited or cashed) |
$2.00 |
| Money Order, per item |
$1.00 |
| Notification of Transfer, per transfer (Notice of automatic transfer from loan to cover overdraft) |
$1.00 |
| Printout Of Account History, per page |
$1.00 |
| SmartPay Check Copy |
$10.00 |
| SmartPay Enrollment |
FREE |
| SmartPay, per month (Up to 15 bills, over 15, $0.40 each) |
FREE |
| SmartPay Stop Payment Fee, per order |
$15.00 |
| Subordination of Mortgage Fee, per subordination (Charged when a subordination of a mortgage to another lender is requested) |
$25.00 |
| Statement Copy, per page |
$1.00 |
| Title Handling Fee, per title |
$5.00 |
| Travelers Checks, per $100 |
$1.00 |
| Travelers Checks For Two, per $100 |
$1.50 |
| Wire Transfer - Domestic Outgoing (with instructions), per wire |
$10.00 |
| Wire Transfer - Domestic Outgoing (without instructions), per wire |
$15.00 |
| Wire Transfer - International Outgoing, per wire |
$45.00 |
|
|
| Annual Box Rental Fees |
|
| 3 x 5, per box |
$12.00 |
| 3 x 10, per box |
$24.00 |
| 5 x 10, per box |
$40.00 |
| 10 x 10, per box |
$60.00 |
| Drilling Fee & Replacement Lock (loss of both keys) |
$100.00 |
| Replacement Lock (loss of one key) |
$30.00 |
